Activation Date
1 September 2026
Pegisai Group companies and technologies power

The Alkaimi Financial Ecosystem

The neutral rail member banks use to settle whole value, without promises or currency.

Technology Developer, Licensor & Platform Administrator

Our products in three parts

One model. One platform. One licensed banking ecosystem.

Granular value recognition™ and DTA™ technologies enable whole recognized value to be held, transferred and settled inside the global banking system without currency.

No sovereign debt. No speculation. No blockchain. Only whole value.

Bank operating model

The 100% Whole Reserve Model

The 100% Whole Reserve™ model: moving claim-free whole value while separating client property from bank liabilities.

Read the model → Neutral settlement rail

The Alkaimi Platform

The global platform for holding, moving and settling recognized asset value without currency.

Explore the platform → Pegisai-administered network

The Alkaimi Financial Ecosystem

The Alkaimi Financial Ecosystem™: licensed banks, the Alkaimi ledger and the administration that connects them.

Enter the ecosystem →
The economic case

Why the Alkaimi model is better

A four-part examination of the existing monetary system, final settlement, recognized asset value and the global impact of the Alkaimi model.

Part 1

Why the Alkaimi Model Is Better, Part 1: Understanding the Current System

The public holds bank promises, and each promise ultimately ends in another promise.

 Part 2

Why the Alkaimi Model Is Better, Part 2: Substance Returns to Settlement

A DTA is value that no one owes, settled account to account and final.

 Part 3

Why the Alkaimi Model Is Better, Part 3: Building a Global Recognized Asset Platform

Licensed banks, one ledger and a reserve of recognized value the holders own.

 Part 4

Why the Alkaimi Model Is Better, Part 4: How Alkaimi Changes the World

What treasuries, central banks, banks, businesses and asset holders gain.
Current deployment
Ecosystem member institutions14 countries
Primary (AGI)Active
Secondary (ACI)Pending activation
Wholesale settlementActive
Liquidity operationsActive
Value recognitionActive
Consumer operationsPlanned
Asset classes accepted for value recognition17
Recognized value held whole100%
Ledger StatusActive

Pegisai Global licenses the 100% Whole Reserve model.

The Alkaimi platform currently operates in the wholesale settlement segment, supporting liquidity creation, value retention, trade settlement, cross-border exchange and DTA custody.

Not a deposit, not insured

Value held in custody on the Alkaimi Ecosystem's ledger is not a deposit at any financial institution and is not insured by the Federal Deposit Insurance Corporation, by any other deposit insurance or deposit guarantee scheme, or by any government. Ordinary currency deposits taken by a member financial institution are insured or guaranteed as that member's own deposit insurance regime provides, and by no one else. Nothing on this site states or implies that value held in custody is a deposit or is insured as one.

No authority's endorsement

No central bank, supervisor, government or other authority has reviewed, approved or endorsed Alkaimi, the Alkaimi Ecosystem, the Alkaimi platform, any member financial institution's participation in it, or this site. Where this site states that the Digitized Tangible Asset™ meets a published standard, the statement is Pegisai Global Holdings' own and is made by no authority.

Forward-looking

Consumer operations are a stated intent of the member financial institutions and not a deployed service; each will be offered, when it is offered, under the member's own regulator.

Defining principles

Value without an issuer’s promise.

Client-owned The whole reserve belongs to the client, not the bank.
Currency-neutral Each DTA transacts in the Universal Value Unit™.
Settlement-final The movement of value extinguishes the obligation.
Licensed access Every client enters through a regulated bank gateway.
Institutional and licensing inquiries

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