Activation Date
1 September 2026
Current status
Pegisai Group companies and technologies power

The Alkaimi Financial Ecosystem

The neutral rail member banks use to settle whole value, without promises or currency.

Technology Developer, Licensor & Platform Administrator

Our products in three parts

One model. One platform. One licensed banking ecosystem.

Granular value recognition™ and DTA™ technologies enable whole recognized value to be held, transferred and settled inside the global banking system without currency.

No sovereign debt. No speculation. No blockchain. Only whole value.

Bank operating model

The 100% Whole Reserve Model

The 100% Whole Reserve™ model: moving claim-free whole value while separating client property from bank liabilities.

Read the model → Neutral settlement rail

The Alkaimi Platform

The global platform for holding, moving and settling recognized asset value without currency.

Explore the platform → Pegisai-administered network

The Alkaimi Financial Ecosystem

The Alkaimi Financial Ecosystem™: licensed banks, the Alkaimi ledger and the administration that connects them.

Enter the ecosystem →
The economic case

Why the Alkaimi model is better

A four-part examination of the existing monetary system, final settlement, recognized asset value and the global impact of the Alkaimi model.

Part 1

Why the Alkaimi Model Is Better, Part 1: Understanding the Current System

The public holds bank promises, and each promise ultimately ends in another promise.

 Part 2

Why the Alkaimi Model Is Better, Part 2: Substance Returns to Settlement

A DTA is individually identified tangible asset value, custodial held, by Alkaimi Financial Ecosystem members only, as property, as a digitized bearer instrument, on the Alkaimi Financial Ecosystem ledger, settled account to account and final.

 Part 3

Why the Alkaimi Model Is Better, Part 3: Building a Global Recognized Asset Platform

Licensed banks, one ledger and a reserve of recognized value the holders own.

 Part 4

Why the Alkaimi Model Is Better, Part 4: How Alkaimi Changes the World

What treasuries, central banks, banks, businesses and asset holders gain.

Current Status

Status as of 1 November 2026. The Alkaimi Ecosystem is in operation.

The figures and the status of each part of the system are listed below.

Wholesale settlement
Active
Liquidity operations
Active
Value recognition
Active
Consumer operations
Planned
Recognized value on the Alkaimi ledger
USD 185 billion
equivalent
Settled turnover
USD 91.5 billion
equivalent
Value in process for recognition
USD 785 billion
equivalent
Member institutions
38 licensed members
153 awaiting approval
Asset classes accepted for value recognition
68
Recognized value held whole
100%
Ledger Status
Active

Center column: Alkaimi Ledger Activities Reconciliation Report, 1 September to 30 October 2026, released 1 November 2026. Value stated in currency equivalent for reference purposes only. No currency transacts or is stored on the Alkaimi ledger.

Pegisai Global licenses the 100% Whole Reserve model.

The Alkaimi platform currently operates in the wholesale settlement segment, supporting liquidity creation, value retention, trade settlement, cross-border exchange and DTA custody.

Not a currency deposit, not insured

Value held in custody on the Alkaimi Ecosystem's ledger is not a currency deposit at any financial institution and is not insured by the Federal Deposit Insurance Corporation, by any other deposit insurance or deposit guarantee scheme, or by any government. Ordinary currency deposits taken by a member financial institution are insured or guaranteed as that member's own deposit insurance regime provides, and by no one else. Nothing on this site states or implies that value held in custody is a currency deposit or is insured as one.

No authority's endorsement

No central bank, supervisor, government or other authority has reviewed, approved or endorsed Alkaimi, the Alkaimi Ecosystem, the Alkaimi platform, any member financial institution's participation in it, or this site. Where this site states that the Digitized Tangible Asset™ meets a published standard, the statement is Pegisai Global Holdings' own and is made by no authority.

Forward-looking

Consumer operations are a stated intent of the member financial institutions and not a deployed service; each will be offered, when it is offered, under the member's own regulator.

Defining principles

Value held as property, not promised.

Client-owned The whole reserve belongs to the client, not the bank.
Currency-neutral Each DTA is measured in the Universal Value Unit™.
Settlement-final The movement of value extinguishes the obligation.
Licensed access Every client enters through a regulated bank gateway.
Institutional and licensing inquiries

Engage Pegisai Global

Contact Pegisai Global →

This page contains some forward-looking statements. Read Pegisai’s statement on forward-looking statements.